Find out exactly what your purchasing power is in today's market. A pre-approval takes as little as a few hours, and a signed pre-approval letter from a legitimate lender empowers you to look for your dream home and make offers with confidence. Contact the Pollaro Group for a list of trusted lenders who specialize in loan products that are perfect for your individual goals. In the meantime, use our mortgage calculator to get an idea of which loan amounts may fit your budget.
Lower your rate, take cash out, pay off a second mortgage or line of credit, or change the term. The right lender can replace your loan with minimal paperwork in just a few days. If you've put off refinancing because you are worried about the hassle, contact the Pollaro Group for a list of trusted lenders who offer best-in-class service and rates.
In Orange County, jumbo loans are more common than other areas around the state and country. We can refer portfolio lenders who handle loan amounts in the multi-millions of dollars. Chances are you won't find these types of products from popular banks or other institutions. Let us connect you to an expert who specializes in what you need most.
Most banks, direct lenders, and brokers will have traditional loans for non-owner occupied investment properties and multi-family homes. While these may work for certain scenarios, they aren't a good fit for many other opportunities. If you aren't familiar with DSCR loans, which stands for Debt Service Coverage Ratio, then contact the Pollaro Group today to learn how this phenomenal product could benefit you and help you grow your investment property portfolio. Best of all, approvals are determined at a property-specific level and do not require any personal income.
HELOC stands for Home Equity Line Of Credit. It gives homeowners with equity a way to tap into it without refinancing their entire loan. A HELOC is considered a second mortgage and will be subordinated to your first mortgage. Interest rates on second mortgages are slightly higher than on first mortgages, but since the loan amount is typically much less than a first mortgage, it could still be beneficial to access your equity in this way. Another plus is that a HELOC works similarly to a credit card. You don't have to use the max credit limit, your payment is based on the balance, and it can be paid back in full at anytime without closing the account.
To dominate in this market, experience is not enough. It requires an agent with skill and acumen. Andrew has what it takes to help his clients win. But don’t take our word for it! See what Andrew’s clients have to say, and why they would never work with anyone else.
