Find out exactly what your purchasing power is in today's market. A pre-approval takes as little as a few hours, and a signed pre-approval letter from a legitimate lender empowers you to look for your dream home and make offers with confidence. Contact the Pollaro Group for a list of trusted lenders who specialize in loan products that are perfect for your individual goals. In the meantime, use our mortgage calculator to get an idea of which loan amounts may fit your budget.

Mortgage Calculator

Estimate your monthly mortgage payment, including the principal and interest, property taxes, and HOA. Adjust the values to generate a more accurate estimated payment.
$0,000 Your Payment 20 15 65
$0,000 Your Payment


Lower your rate, take cash out, pay off a second mortgage or line of credit, or change the term. The right lender can replace your loan with minimal paperwork in just a few days. If you've put off refinancing because you are worried about the hassle, contact the Pollaro Group for a list of trusted lenders who offer best-in-class service and rates.


Jumbo Loans

In Orange County, jumbo loans are more common than other areas around the state and country. We can refer portfolio lenders who handle loan amounts in the multi-millions of dollars. Chances are you won't find these types of products from popular banks or other institutions. Let us connect you to an expert who specializes in what you need most.


Investor Loans

Most banks, direct lenders, and brokers will have traditional loans for non-owner occupied investment properties and multi-family homes. While these may work for certain scenarios, they aren't a good fit for many other opportunities. If you aren't familiar with DSCR loans, which stands for Debt Service Coverage Ratio, then contact the Pollaro Group today to learn how this phenomenal product could benefit you and help you grow your investment property portfolio. Best of all, approvals are determined at a property-specific level and do not require any personal income.



HELOC stands for Home Equity Line Of Credit. It gives homeowners with equity a way to tap into it without refinancing their entire loan. A HELOC is considered a second mortgage and will be subordinated to your first mortgage. Interest rates on second mortgages are slightly higher than on first mortgages, but since the loan amount is typically much less than a first mortgage, it could still be beneficial to access your equity in this way. Another plus is that a HELOC works similarly to a credit card. You don't have to use the max credit limit, your payment is based on the balance, and it can be paid back in full at anytime without closing the account.

Success Stories

Chris & Allison A.
J. Paul
Michael & Melanie G.
Melissa & Jeremy P.
Don V. & Madison Z.
Elise & Jon G.
Apoorva K.
Zillow User
Andrew orchestrated nothing short of a miracle, and we have our dream home now because of him. He truly leads, and that gave us the confidence to act boldly when we found "the one." His skill and creative negotiating made such an impact with the listing agent that we beat multiple offers, all higher in price than ours. We believe that no other agent would or could have represented us so effectively at ev...

— Chris & Allison A.

No one could have done a better job preparing my home for sale. Andrew's presentation and marketing were far above that of other listings in the area. The house looked so good, I almost decided not to sell it! In just a few days, Andrew got me multiple offers over the list price, and he ultimately helped me select the right one, which was a record-breaking price and most importantly from a buyer who perf...

— J. Paul

We have sold and purchased homes with Andrew, and each time he exceeded our expectations. His expertise and level of service are unparalleled, and we are beyond blessed that every time we had a high goal, Andrew rose to the occasion and made it happen with ease. Because we took Andrew's advice, our sale price was so high for our model, it couldn't be matched for years, and he also got us our new home for...

— Michael & Melanie G.

Andrew was excellent! His customer service was outstanding. Our family had a unique situation while purchasing, and Andrew worked diligently to help make the process as easy as possible. He is very trustworthy and helped put us at ease with making such a large purchase. His knowledge of the Orange County area gave our family a few additional options we may not have considered before. His patience was als...

— Melissa & Jeremy P.

Could not be happier! If Andrew had not guided us, we would not have gotten our house. The seller ended up with 2 other offers, one of which they took as a backup thousands of dollars over ours. He was there every single step of the way, was extremely fast in responding to emails, and answered every question we had with ease. I highly recommend him to anyone looking for a house.

— Don V. & Madison Z.

We have worked with Andrew for years. Even when we are not actively in the market, he is immediate in answering our questions and offering valuable insight. He is the best resource anyone could have when it comes to selling, buying, or financing Orange County real estate. Many of our close friends have also worked with Andrew, and they love him as much as we do. He really does run circles around his comp...

— Elise & Jon G.

We knew Andrew was going to be our guy when we did the first tour with him. He was extremely polite and very professional. We were first-time homebuyers and did not know much about the home-buying process. Andrew helped us every step of the way and was always very patient with our questions and concerns. When we finally found our dream home, he stepped it up big time. It was our first offer, and we went ...

— Apoorva K.

After being dumped by a REALTOR® from another firm, we met Andrew and could not have been happier. He worked hard to help us find a new home. Andrew is professional, courteous, patient, and customer service-focused. He was always available and responsive to us via email or phone whenever we had questions or needed assistance. Andrew offers insight and has a keen perspective on the real estate market. I w...

— Zillow User

Find your dream home.

Search All Homes

Work With Us

To dominate in this market, experience is not enough. It requires an agent with skill and acumen. Andrew has what it takes to help his clients win. But don’t take our word for it! See what Andrew’s clients have to say, and why they would never work with anyone else.